Terms and Conditions

---

(Plain language)

A 501(c)(4) Social Welfare Organization

CCDEE provides financial literacy education, ecosystem coordination, and institutional referrals to licensed and regulated financial institutions. CCDEE does not provide investment advice, underwriting, fund management, or lending decisions.

All funding decisions are made independently by participating institutions.

CCDEE educates members on the advantages of engaging multiple complementary financial institutions, each serving a defined role within an established economic ecosystem.

These ecosystems are:

• Licensed and regulated
   
• Long-standing and operational at scale
   
• Actively deploying capital across global markets
   

This multi-institution structure mirrors standard operating practices of foundations, corporations, endowments, and high-net-worth families.

• Core banking institution (cash flow and credibility)
   
• Credit or capital provider (grants or commercial lending)
   
• Investment or treasury platform (reserves and long-term growth)
   
• Risk management and protection partner (insurance and compliance)
   
• Optional education or infrastructure partners
   

CCDEE does not guarantee funding, approval, or financial outcomes.
Participation may improve readiness, alignment, and access probability, depending on individual circumstances and institutional criteria.

To maintain institutional alignment, CCDEE works exclusively with applicants interested in the following capital ranges:

Non-Profit Organizations

• Minimum grant interest: $100,000
   
• Maximum coordination scope: $5,000,000
   

Small & Growth-Stage Businesses

• Minimum loan interest: $500,000
   
• Maximum coordination scope: $25,000,000
   

Applicants outside these parameters are not aligned with CCDEE’s ecosystem model.